- VT Activation
2. SKYBIZ Payment Type Setup.
3. Fiuu modules Enabling.
4. Device Binding.
A mobile payment solution that lets businesses accept payments using a smartphone instead of a traditional POS terminal.
### Key features
* **Accept payments on your phone**
* Turn an NFC-enabled smartphone into a payment terminal.
* Supports **Tap to Pay** on compatible iPhone and Android devices.
* **Multiple payment methods**
* Credit and debit cards
* E-wallets
* Online banking
* Buy Now, Pay Later (BNPL)
* QR payments
* Payment Links
* Cash recording
* **No dedicated POS hardware required**
* Merchants can process in-person payments directly from their smartphone, reducing hardware costs.
* **Remote payment collection**
* Generate a payment link and send it via WhatsApp, SMS, email, or social media for customers to pay remotely.
* **Business management**
* Real-time transaction dashboard
* Digital receipts
* Daily reports
* Support for up to **1,000 sub-accounts**, making it suitable for franchises, sales teams, and multi-branch businesses.
### Typical use cases
Fiuu Virtual Terminal is suitable for:
* Retail stores
* Restaurants and cafés
* Delivery businesses
* Insurance agents
* Sales representatives
* Freelancers
* Event vendors
* Businesses that need to collect payments outside a physical shop.
### Security
According to Fiuu, the solution includes:
* PCI-DSS compliance
* Tokenization of card data
* Secure PIN-on-Glass technology (when required)
* Built-in security for Tap to Pay on iPhone.
### Getting started
The onboarding process is:
1. Download the Fiuu VT app.
2. Sign up for a merchant account.
3. Activate the account via email.
4. Start accepting payments after approval. Fiuu states businesses can begin accepting payments quickly after activation, depending on the payment methods enabled.
If your goal is to **integrate Fiuu Virtual Terminal into your business** or **compare it with alternatives like Stripe Terminal, Square, or iPay88**, I can help explain the differences.